Loan Origination System.

What is PayKosh LOS?

PayKosh’s Loan Origination System (LOS) is a robust, end-to-end platform that simplifies and accelerates the loan origination process for financial institutions. Whether you're an NBFC, MFI, or neobank, our LOS helps you move from manual to digital with complete control, compliance, and customization.

Why Choose PayKosh LOS ?

Traditional loan processing is time-consuming, error-prone, and difficult to scale. PayKosh LOS automates each step, from initial application to final disbursal, reducing turnaround time, improving customer experience, and enabling data-driven decisions.

Key Features :

The primary objectives of Loan Origination System for their customers are:

• Customizable Workflows:
  Adapt the platform to match your Origination’s specific approval rules, product structures, and risk policies.


• Multi-Channel Application Intake:
  Accept applications via mobile, web, in-branch, or agent-assisted portals.


• Automated Document Collection & Verification:
  Seamless upload, OCR scanning, and integration with third-party verification APIs (e.g., Aadhaar, PAN, credit bureaus).


• Risk Assessment & Scoring Engine:
  Configure custom rules for automated credit decisioning based on your policies.


• Real-Time Dashboards & Reporting:
  Monitor pipeline performance, bottlenecks, and approvals with visual analytics.


• Integrated Compliance Checks:
  Built-in modules for KYC, AML, and audit trails to ensure regulatory alignment.

Who It’s For ?

• NBFCs and MFIs seeking faster loan origination


• Digital lenders looking for API-ready platforms


• Neobanks building scalable credit operations


• Financial institutions replacing legacy systems