PayKosh is a fintech company developing smart, secure, and scalable backend systems that help NBFCs, MFIs, neobanks, and finance-driven businesses operate efficiently and grow faster.
At PayKosh, we understand the challenges financial organizations face in today’s dynamic landscape. That’s why we offer:
Cloud-native solutions for faster deployment and easy scalability
Real-time data insights for smarter decision-making
Robust APIs for seamless system integration
End-to-end automation to reduce manual effort and human error
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Streamline loan application, approval, and disbursal with a fully digital, customizable LOS.
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Manage the full loan lifecycle, from EMI tracking to collections, through one secure platform.
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Automate and streamline your loan recovery process with real-time tracking, and centralized collection workflows.
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Simplify employee onboarding and documentation with end-to-end digital workflows, built for fast-growing financial institutions.
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Simplify employee records, automate payroll, and stay compliant with ease.
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Make smarter decisions with real-time financial reports, dashboards, and automated accounting tools.
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Leverage AI to instantly analyze bank statements, access creditworthiness, flag risks, and generate automated financial insights within seconds.
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Instantly verify bank account details with high-accuracy penny drop APIs.
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Send bulk payouts securely without needing pre-verification deposits.
Learn MoreGet access to reliable and hassle-free financing through PayKosh Borrowing. Whether you need a personal loan, a vehicle loan, or support for a home mortgage, we offer transparent terms, competitive rates, and a fully digital application process.
Our goal is to make borrowing simple, fast, and accessible so you can focus on what matters most, while we handle the rest.
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"Bringing financial access and digital services to every user - fast, secure, and mobile-first."
India’s fintech ecosystem is rapidly transforming the global financial landscape, with over 2,300 companies and a projected $150 billion market size by 2025. Innovations like UPI, which processed $1.3 trillion in FY23, along with strides in digital lending, neobanking, and insurtech, are enhancing access and efficiency.
At the heart of this growth are visionary leaders leveraging AI, blockchain, and data analytics to solve challenges like credit access, fraud prevention, and financial literacy. Their efforts are driving inclusion, empowering millions, and integrating India into global financial systems through cross-border and blockchain-enabled solutions.
