The Challenge

Loan origination is only half the story, collection is where the real pressure begins.

Missed payments. Fragmented follow-ups. Field agent coordination. Compliance gaps.

Financial institutions across India face these challenges daily, and most lack the tools to manage collections at scale.

Our Solution

PayKosh’s Loan Collection System is a centralized, intelligent platform built to simplify, automate, and strengthen your entire collections process from soft reminders to final recovery. Whether you're managing field agents, automating follow-ups, or segmenting borrowers based on risk, our system gives you full control, with zero chaos.

What You Can Do with PayKosh Collection System ?

PayKosh’s Loan Collection System is a centralized, intelligent platform built to simplify, automate, and strengthen your entire collections process from soft reminders to final recovery. Whether you're managing field agents, automating follow-ups, or segmenting borrowers based on risk, our system gives you full control, with zero chaos.

  • Segment & Prioritize
    Classify overdue accounts by risk, geography, or repayment behavior, focus your resources where they matter most.

  • Automated Communication Flows
    Trigger reminders via SMS, WhatsApp, email, or IVR with customizable frequency and messaging.

  • Track Field Operations in Real-Time
    Assign accounts to field agents, monitor visit status, and track recoveries from a single dashboard.

  • Monitor Collection Performance
    Access live reports on collection rates, agent productivity, and recovery bottlenecks, optimize in real time.

  • Maintain Compliance & Audit Trails
    Every interaction, reminder, and payment attempt is logged, timestamped, and available for audit.

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